Member Money Map on McChord

Ready to get your financial house in order?

By Ken Swarner on January 31, 2021

A financial plan is just a fancy way of saying you know what your financial goals are and have a plan that will help you achieve them to ensure your long-term security and well-being. Harborstone Credit Union has Money Management Coaches on and off McChord ready to be with you on your financial journey each step of the way to break through the complexity and make the process simple.

Why do it?

A financial plan helps you evaluate your current financial state, identify goals for your future, and make a concrete plan for financial success. This plan can serve to prepare you for anything and gives you and your family a financial road map so you can focus on the mission.

And a map is exactly how Harborstone helps you. Alyssa Lein, Money Management Coach at Harborstone, will sit down with members at Harborstone's McChord branch (next door to the BX on McChord) with no judgment, leading you through the credit union's Member Money Map tool. This is an opportunity to:

Lein says her goal is to help members refrain from living paycheck to paycheck so that unexpected events don't force them to take out high-interest loans or find help from a high-interest paycheck loan business. She also likes to hear members' dreams and aspirations and be part of making a plan to reach those.

"What is nice about this tool is that it identifies all those things that keep us up at night, and it works to get rid of those," says Lein.

Concerned about sticking to your financial plan? Try these strategies:

Review your financial plan

Remember, a financial plan is a living document. Things change. Goals and objectives change. Life happens. Make sure you revisit your plan at least once a year to ensure you're on track or to make any adjustments for changes in your circumstances, such as getting married, the birth or adoption of a child, a divorce, etc.

Harborstone offers those services for free to members. To get started, call 800-523-3641 or (253) 584-2260 or visit

Military OneSource contributed to this report.